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Alabama +4 more Closing Cost Calculator

Transfer tax: 0.10%.

Alabama, Ohio, South Dakota, Florida, Hawaii share this page. Their rules produce the same answer to within a rounding difference, so publishing separate near-identical pages would add URLs without adding information. Every figure below applies to all 5.

Alabama closing cost estimator

Transfer tax: 0.10%.

Estimated closing costs
Transfer tax
Title insurance
Attorney

Alabama at a glance

FigureAlabamaSource
State transfer tax rate0.10%[2]
Attorney required at closingNo[2]
Typical total closing cost2.50%[2]
On the median home$6,050[1]

[2] [1] Sources

Typical closing cost — all 50 states

Alabama highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.

Typical closing cost — all 50 states. Alabama is 2.50%, ranked 31 of 50. The national median is 2.70%, the highest is 3.80% (New York), and the lowest is 2.00% (California). NY 3.80% DE 3.50% NJ 3.50% MD 3.20% PA 3.20% VT 3.20% CT 3.10% IL 3.00% ME 3.00% MA 3.00% NH 3.00% RI 3.00% AK 2.80% GA 2.80% IA 2.80% LA 2.80% MI 2.80% WV 2.80% WI 2.80% AR 2.70% KY 2.70% MN 2.70% NE 2.70% OH 2.70% SC 2.70% VA 2.70% KS 2.60% MS 2.60% SD 2.60% TN 2.60% AL 2.50% FL 2.50% HI 2.50% IN 2.50% MO 2.50% NM 2.50% NC 2.50% ND 2.50% OK 2.50% TX 2.50% WA 2.50% MT 2.40% OR 2.40% AZ 2.30% ID 2.30% NV 2.30% UT 2.30% WY 2.30% CO 2.20% CA 2.00%

Highlighted: Alabama, ranked 31 of 50. Median 2.70%.

Alabama closing costs by price and side

Buyer and seller totals, including Alabama's 0.10% transfer tax.

Purchase priceBuyer totalSeller totalTransfer tax
$100,000$1,550$950$100
$150,000$2,250$1,350$150
$175,000$2,600$1,550$175
$200,000$2,950$1,750$200
$225,000$3,300$1,950$225
$250,000$3,650$2,150$250
$300,000$4,350$2,550$300
$350,000$5,050$2,950$350
$400,000$5,750$3,350$400
$450,000$6,450$3,750$450
$500,000$7,150$4,150$500
$600,000$8,550$4,950$600
$700,000$9,950$5,750$700
$800,000$11,350$6,550$800
$950,000$13,450$7,750$950
$1,100,000$15,550$8,950$1,100
$1,300,000$18,350$10,550$1,300
$1,600,000$22,550$12,950$1,600

Worked figures for Alabama

Alabama values:

PriceBuyerSellerTransfer
$150,000$2,250$1,350$150
$200,000$2,950$1,750$200
$250,000$3,650$2,150$250
$300,000$4,350$2,550$300
$400,000$5,750$3,350$400
$500,000$7,150$4,150$500
$600,000$8,550$4,950$600
$750,000$10,650$6,150$750
$900,000$12,750$7,350$900
$1,200,000$16,950$9,750$1,200

How Alabama compares nationally

On typical closing cost, Alabama ranks #31 of 50 at 2.50%7% below the median of 2.70%. The national range runs from 2.00% (California) to 3.80% (New York).

RankStateTypical closing cost
#29South Dakota2.60%
#30Tennessee2.60%
#31Alabama2.50%
#32Florida2.50%
#33Hawaii2.50%

Title company states, ranked

Same rule structure as Alabama:

StateTypical closing costvs Alabama
Iowa2.80%+12.0%
Arkansas2.70%+8.0%
Nebraska2.70%+8.0%
Tennessee2.60%+4.0%
Alabama2.50%
Washington2.50%0.0%
Nevada2.30%-8.0%
Colorado2.20%-12.0%
California2.00%-20.0%

Alabama questions, answered with Alabama numbers

What are buyer closing costs in Alabama?
On Alabama's median home price of $242,000, expect roughly $3,538 as a buyer.
What does the seller pay in Alabama?
About $2,086 on the median home, of which $242 is Alabama's 0.10% transfer tax.
Do I need an attorney to close in Alabama?
No. Alabama allows title companies to handle closing, so there is no mandatory attorney fee.

Other title company states

Arkansas California Colorado Iowa Nebraska Nevada Tennessee Washington

Last reviewed 2026-08-26. Alabama figures only — verify with the relevant Alabama agency before acting. How this is calculated.