Tennessee Closing Cost Calculator
Transfer tax: 0.37%.
Tennessee closing cost estimator
Transfer tax: 0.37%.
Estimated closing costs —
Transfer tax —
Title insurance —
Attorney —
Tennessee at a glance
| Figure | Tennessee | Source |
|---|---|---|
| State transfer tax rate | 0.37% | [2] |
| Attorney required at closing | No | [2] |
| Typical total closing cost | 2.60% | [2] |
| On the median home | $8,814 | [1] |
Tennessee highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.
Highlighted: Tennessee, ranked 30 of 50. Median 2.70%.
Tennessee closing costs by price and side
Buyer and seller totals, including Tennessee's 0.37% transfer tax.
| Purchase price | Buyer total | Seller total | Transfer tax |
|---|---|---|---|
| $100,000 | $1,550 | $1,220 | $370 |
| $150,000 | $2,250 | $1,755 | $555 |
| $175,000 | $2,600 | $2,023 | $648 |
| $200,000 | $2,950 | $2,290 | $740 |
| $225,000 | $3,300 | $2,558 | $833 |
| $250,000 | $3,650 | $2,825 | $925 |
| $300,000 | $4,350 | $3,360 | $1,110 |
| $350,000 | $5,050 | $3,895 | $1,295 |
| $400,000 | $5,750 | $4,430 | $1,480 |
| $450,000 | $6,450 | $4,965 | $1,665 |
| $500,000 | $7,150 | $5,500 | $1,850 |
| $600,000 | $8,550 | $6,570 | $2,220 |
| $700,000 | $9,950 | $7,640 | $2,590 |
| $800,000 | $11,350 | $8,710 | $2,960 |
| $950,000 | $13,450 | $10,315 | $3,515 |
| $1,100,000 | $15,550 | $11,920 | $4,070 |
| $1,300,000 | $18,350 | $14,060 | $4,810 |
| $1,600,000 | $22,550 | $17,270 | $5,920 |
Worked figures for Tennessee
Tennessee values:
| Price | Buyer | Seller | Transfer |
|---|---|---|---|
| $150,000 | $2,250 | $1,755 | $555 |
| $200,000 | $2,950 | $2,290 | $740 |
| $250,000 | $3,650 | $2,825 | $925 |
| $300,000 | $4,350 | $3,360 | $1,110 |
| $400,000 | $5,750 | $4,430 | $1,480 |
| $500,000 | $7,150 | $5,500 | $1,850 |
| $600,000 | $8,550 | $6,570 | $2,220 |
| $750,000 | $10,650 | $8,175 | $2,775 |
| $900,000 | $12,750 | $9,780 | $3,330 |
| $1,200,000 | $16,950 | $12,990 | $4,440 |
How Tennessee compares nationally
On typical closing cost, Tennessee ranks #30 of 50 at 2.60% — 4% below the median of 2.70%. The national range runs from 2.00% (California) to 3.80% (New York).
| Rank | State | Typical closing cost |
|---|---|---|
| #28 | Mississippi | 2.60% |
| #29 | South Dakota | 2.60% |
| #30 | Tennessee | 2.60% |
| #31 | Alabama | 2.50% |
| #32 | Florida | 2.50% |
Title company states, ranked
Same rule structure as Tennessee:
| State | Typical closing cost | vs Tennessee |
|---|---|---|
| Iowa | 2.80% | +7.7% |
| Arkansas | 2.70% | +3.8% |
| Nebraska | 2.70% | +3.8% |
| Tennessee | 2.60% | — |
| Alabama | 2.50% | -3.8% |
| Washington | 2.50% | -3.8% |
| Nevada | 2.30% | -11.5% |
| Colorado | 2.20% | -15.4% |
| California | 2.00% | -23.1% |
Tennessee questions, answered with Tennessee numbers
What are buyer closing costs in Tennessee?▾
On Tennessee's median home price of $339,000, expect roughly $4,896 as a buyer.
What does the seller pay in Tennessee?▾
About $3,777 on the median home, of which $1,254 is Tennessee's 0.37% transfer tax.
Do I need an attorney to close in Tennessee?▾
No. Tennessee allows title companies to handle closing, so there is no mandatory attorney fee.
Other title company states
Last reviewed 2026-08-26. Tennessee figures only — verify with the relevant Tennessee agency before acting. How this is calculated.