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Mississippi Closing Cost Calculator

Mississippi requires an attorney at closing, which is a line item most states do not have. Transfer tax: none.

Mississippi closing cost estimator

Mississippi requires an attorney at closing, which is a line item most states do not have. Transfer tax: none.

Estimated closing costs —
Transfer tax —
Title insurance —
Attorney —

Mississippi at a glance

FigureMississippiSource
State transfer tax rateNone[2]
Attorney required at closingYes[2]
Typical total closing cost2.60%[2]
On the median home$5,148[1]

[2] [1] Sources

Typical closing cost — all 50 states

Mississippi highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.

Typical closing cost — all 50 states. Mississippi is 2.60%, ranked 28 of 50. The national median is 2.70%, the highest is 3.80% (New York), and the lowest is 2.00% (California). NY 3.80% DE 3.50% NJ 3.50% MD 3.20% PA 3.20% VT 3.20% CT 3.10% IL 3.00% ME 3.00% MA 3.00% NH 3.00% RI 3.00% AK 2.80% GA 2.80% IA 2.80% LA 2.80% MI 2.80% WV 2.80% WI 2.80% AR 2.70% KY 2.70% MN 2.70% NE 2.70% OH 2.70% SC 2.70% VA 2.70% KS 2.60% MS 2.60% SD 2.60% TN 2.60% AL 2.50% FL 2.50% HI 2.50% IN 2.50% MO 2.50% NM 2.50% NC 2.50% ND 2.50% OK 2.50% TX 2.50% WA 2.50% MT 2.40% OR 2.40% AZ 2.30% ID 2.30% NV 2.30% UT 2.30% WY 2.30% CO 2.20% CA 2.00%

Highlighted: Mississippi, ranked 28 of 50. Median 2.70%.

Mississippi closing costs by price and side

Buyer and seller totals (no state transfer tax applies).

Purchase priceBuyer totalSeller totalTransfer tax
$100,000$2,750$2,050$0
$150,000$3,450$2,400$0
$175,000$3,800$2,575$0
$200,000$4,150$2,750$0
$225,000$4,500$2,925$0
$250,000$4,850$3,100$0
$300,000$5,550$3,450$0
$350,000$6,250$3,800$0
$400,000$6,950$4,150$0
$450,000$7,650$4,500$0
$500,000$8,350$4,850$0
$600,000$9,750$5,550$0
$700,000$11,150$6,250$0
$800,000$12,550$6,950$0
$950,000$14,650$8,000$0
$1,100,000$16,750$9,050$0
$1,300,000$19,550$10,450$0
$1,600,000$23,750$12,550$0

Worked figures for Mississippi

Mississippi values:

PriceBuyerSellerTransfer
$150,000$3,450$2,400$0
$200,000$4,150$2,750$0
$250,000$4,850$3,100$0
$300,000$5,550$3,450$0
$400,000$6,950$4,150$0
$500,000$8,350$4,850$0
$600,000$9,750$5,550$0
$750,000$11,850$6,600$0
$900,000$13,950$7,650$0
$1,200,000$18,150$9,750$0

How Mississippi compares nationally

On typical closing cost, Mississippi ranks #28 of 50 at 2.60% — 4% below the median of 2.70%. The national range runs from 2.00% (California) to 3.80% (New York).

RankStateTypical closing cost
#26Virginia2.70%
#27Kansas2.60%
#28Mississippi2.60%
#29South Dakota2.60%
#30Tennessee2.60%

Attorney closing states, ranked

Same rule structure as Mississippi:

StateTypical closing costvs Mississippi
New Jersey3.50%+34.6%
Connecticut3.10%+19.2%
Maine3.00%+15.4%
Georgia2.80%+7.7%
West Virginia2.80%+7.7%
South Carolina2.70%+3.8%
Mississippi2.60%—
North Carolina2.50%-3.8%

Mississippi questions, answered with Mississippi numbers

What are buyer closing costs in Mississippi?▾
On Mississippi's median home price of $198,000, expect roughly $4,122 as a buyer, including about $1,200 in attorney fees that Mississippi requires.
What does the seller pay in Mississippi?▾
About $2,736 on the median home. Mississippi charges no state transfer tax, which removes the single largest seller line item found in many states.
Do I need an attorney to close in Mississippi?▾
Yes. Mississippi requires an attorney at closing, typically $1,200, a cost buyers in title-company states do not have.

Other attorney closing states

Connecticut Georgia Maine New Jersey North Carolina South Carolina West Virginia

Last reviewed 2026-08-26. Mississippi figures only — verify with the relevant Mississippi agency before acting. How this is calculated.