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North Carolina Closing Cost Calculator

North Carolina requires an attorney at closing, which is a line item most states do not have. Transfer tax: 0.20%.

North Carolina closing cost estimator

North Carolina requires an attorney at closing, which is a line item most states do not have. Transfer tax: 0.20%.

Estimated closing costs —
Transfer tax —
Title insurance —
Attorney —

North Carolina at a glance

FigureNorth CarolinaSource
State transfer tax rate0.20%[2]
Attorney required at closingYes[2]
Typical total closing cost2.50%[2]
On the median home$8,500[1]

[2] [1] Sources

Typical closing cost — all 50 states

North Carolina highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.

Typical closing cost — all 50 states. North Carolina is 2.50%, ranked 37 of 50. The national median is 2.70%, the highest is 3.80% (New York), and the lowest is 2.00% (California). NY 3.80% DE 3.50% NJ 3.50% MD 3.20% PA 3.20% VT 3.20% CT 3.10% IL 3.00% ME 3.00% MA 3.00% NH 3.00% RI 3.00% AK 2.80% GA 2.80% IA 2.80% LA 2.80% MI 2.80% WV 2.80% WI 2.80% AR 2.70% KY 2.70% MN 2.70% NE 2.70% OH 2.70% SC 2.70% VA 2.70% KS 2.60% MS 2.60% SD 2.60% TN 2.60% AL 2.50% FL 2.50% HI 2.50% IN 2.50% MO 2.50% NM 2.50% NC 2.50% ND 2.50% OK 2.50% TX 2.50% WA 2.50% MT 2.40% OR 2.40% AZ 2.30% ID 2.30% NV 2.30% UT 2.30% WY 2.30% CO 2.20% CA 2.00%

Highlighted: North Carolina, ranked 37 of 50. Median 2.70%.

North Carolina closing costs by price and side

Buyer and seller totals, including North Carolina's 0.20% transfer tax.

Purchase priceBuyer totalSeller totalTransfer tax
$100,000$2,750$2,250$200
$150,000$3,450$2,700$300
$175,000$3,800$2,925$350
$200,000$4,150$3,150$400
$225,000$4,500$3,375$450
$250,000$4,850$3,600$500
$300,000$5,550$4,050$600
$350,000$6,250$4,500$700
$400,000$6,950$4,950$800
$450,000$7,650$5,400$900
$500,000$8,350$5,850$1,000
$600,000$9,750$6,750$1,200
$700,000$11,150$7,650$1,400
$800,000$12,550$8,550$1,600
$950,000$14,650$9,900$1,900
$1,100,000$16,750$11,250$2,200
$1,300,000$19,550$13,050$2,600
$1,600,000$23,750$15,750$3,200

Worked figures for North Carolina

North Carolina values:

PriceBuyerSellerTransfer
$150,000$3,450$2,700$300
$200,000$4,150$3,150$400
$250,000$4,850$3,600$500
$300,000$5,550$4,050$600
$400,000$6,950$4,950$800
$500,000$8,350$5,850$1,000
$600,000$9,750$6,750$1,200
$750,000$11,850$8,100$1,500
$900,000$13,950$9,450$1,800
$1,200,000$18,150$12,150$2,400

How North Carolina compares nationally

On typical closing cost, North Carolina ranks #37 of 50 at 2.50% — 7% below the median of 2.70%. The national range runs from 2.00% (California) to 3.80% (New York).

RankStateTypical closing cost
#35Missouri2.50%
#36New Mexico2.50%
#37North Carolina2.50%
#38North Dakota2.50%
#39Oklahoma2.50%

Attorney closing states, ranked

Same rule structure as North Carolina:

StateTypical closing costvs North Carolina
New Jersey3.50%+40.0%
Connecticut3.10%+24.0%
Maine3.00%+20.0%
Georgia2.80%+12.0%
West Virginia2.80%+12.0%
South Carolina2.70%+8.0%
Mississippi2.60%+4.0%
North Carolina2.50%—

North Carolina questions, answered with North Carolina numbers

What are buyer closing costs in North Carolina?▾
On North Carolina's median home price of $340,000, expect roughly $6,110 as a buyer, including about $1,200 in attorney fees that North Carolina requires.
What does the seller pay in North Carolina?▾
About $4,410 on the median home, of which $680 is North Carolina's 0.20% transfer tax.
Do I need an attorney to close in North Carolina?▾
Yes. North Carolina requires an attorney at closing, typically $1,200, a cost buyers in title-company states do not have.

Other attorney closing states

Connecticut Georgia Maine Mississippi New Jersey South Carolina West Virginia

Last reviewed 2026-08-26. North Carolina figures only — verify with the relevant North Carolina agency before acting. How this is calculated.